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Tyler
Site Admin
Joined: 06 Mar 2006
Posts: 12865
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 Posted: Tue Jul 22, 2008 4:40 pm Post subject: |
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| RodBreaker wrote: |  |
"It's all about the jazz hands, that's how I roll"  |
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rodandroll
Full Grown Flour Bluffian
Joined: 17 Jan 2007
Posts: 1814
Location: Kerrville, Tx
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| Posted: Tue Jul 22, 2008 8:29 pm Post subject: |
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| Tyler wrote: | | Bayslammer wrote: | | USAA is awesome. |
I don't really have a way in. My father in law got in using his stepdad for service affilliation. |
Your wife may qualify as a child of a usaa member (father in law). All of our insurance is in my wife's name. Check it out. |
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txsport
Pony Mullet
Joined: 12 Oct 2006
Posts: 53
Location: San Antonio
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| Posted: Tue Jul 22, 2008 9:02 pm Post subject: Auto/Home Insurance |
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| Had State Farm for many years but they were not competitive when I showed them similar coverages and would not budge with rates. Don't mind paying a little more if I feel its worth it. Best rates I had on Auto was through AIG and now Metlife. Progressive was a little closer but still higher than AIG/Metlife. I ended up with Metlife now for 3 years now for Home, Car and RV. Could get a little better rate if I paid for a year. I think insurance rates vary by county so the rates will be different. Might try to tie home and auto to same company for a better rate. |
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FishingFool46TilliDie
Flour Bluffian in training
Joined: 18 Jul 2008
Posts: 329
Location: Austin, Texas
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| Posted: Tue Jul 22, 2008 9:21 pm Post subject: |
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[quote="cstockton"] | dave wrote: | | State Farm all the way. Every time I had a problem, they fixed it with no questions asked. |
Same here on State Farm with my auto and home.
But been with them 20 years, with new agent. When I moved from Houston, to Austin area 11 years ago. And when I added on home ins.
And no major increases in my premium...Even though I hit 2 deer here so far, in 10 years. With major damage done.
3rd one was 2 months ago, and had just dropped full coverage on my 99 escort. 
But lucky was mininum damage, compared to other 2 I hit.
Have checked for cheaper auto insurance over the years, but know one can beet there price for me ((yet)). |
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Tyler
Site Admin
Joined: 06 Mar 2006
Posts: 12865
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| Posted: Wed Jul 23, 2008 9:52 am Post subject: |
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| rodandroll wrote: | | Tyler wrote: | | Bayslammer wrote: | | USAA is awesome. |
I don't really have a way in. My father in law got in using his stepdad for service affilliation. |
Your wife may qualify as a child of a usaa member (father in law). All of our insurance is in my wife's name. Check it out. |
Thanks, I am going to check on USAA with Big John. I hope my wife qualifies as it looks like she might.
RE: State Farm. I started out with them but they threw us off when we got married as it seems the little woman had a premarital lead foot with three tickets in three years so we refused to use them ever again for spite.
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Bwanablue
Pony Mullet
Joined: 07 Mar 2006
Posts: 74
Location: knee deep
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| Posted: Wed Jul 23, 2008 10:39 am Post subject: |
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LOL! State Farm did the same to me. Same reason. 
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Tyler
Site Admin
Joined: 06 Mar 2006
Posts: 12865
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| Posted: Wed Jul 23, 2008 10:48 am Post subject: |
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| Bwanablue wrote: | | LOL! State Farm did the same to me. Same reason. |
And my agent was a good high school buddy of mine too and he couldn't even prevent it.
Last edited by Tyler on Thu Jul 24, 2008 3:13 pm; edited 1 time in total |
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noskunks
Horse Mullet
Joined: 25 Apr 2006
Posts: 157
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| Posted: Wed Jul 23, 2008 11:54 am Post subject: |
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| bk005 wrote: | Geico for our auto, have been real good for the past 5 years.
Progressive for Boat, and they seem OK. |
Call Progressive and get a quote for your car too, they gave us a multi-car discount that made cost of coverage on my third vehicle $4.75 per year! |
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thorton53
Joined: 08 Mar 2007
Posts: 1
Location: Woodway, Tx
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| Posted: Wed Jul 23, 2008 6:30 pm Post subject: |
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| I had Geico when my truck caught on fire in the carport and burned up the truck and house along with everything inside. Took Geico over 6 months to pay for truck. Still fighting with Geico and Ford for house and contents. I will never have any type of insurance with Geico again... Maybe if they took better care of coustomers they wouldn't have to spend so much money on advertising. I feel they are just after your money and don't care about you.!!!!![color=red][/color][size=18][/size] |
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Tyler
Site Admin
Joined: 06 Mar 2006
Posts: 12865
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| Posted: Thu Jul 24, 2008 2:59 pm Post subject: |
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| Woo Hoo! My wife qualifies and we are now members of USAA. They really don't want homeowner's down in our neck of the woods. The standard 400 - $500 homeowners policy that I had to have with the $1200 Texas Windstorm quote was 3000 bucks! So what I get for 400 to $500 was 3 grand and I would still have to get the TWIA for another $1200. But, the car insurance quote was unbelievable. I was about to pay Allstate 400 per month. For the exact same coverage USAA is 208 per month so that's 192 dollars per month I am saving! |
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rodandroll
Full Grown Flour Bluffian
Joined: 17 Jan 2007
Posts: 1814
Location: Kerrville, Tx
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| Posted: Thu Jul 24, 2008 7:51 pm Post subject: |
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| Tyler wrote: | | Woo Hoo! My wife qualifies and we are now members of USAA. They really don't want homeowner's down in our neck of the woods. The standard 400 - $500 homeowners policy that I had to have with the $1200 Texas Windstorm quote was 3000 bucks! So what I get for 400 to $500 was 3 grand and I would still have to get the TWIA for another $1200. But, the car insurance quote was unbelievable. I was about to pay Allstate 400 per month. For the exact same coverage USAA is 208 per month so that's 192 dollars per month I am saving! |
Told you. Boat and life are also cheaper. Check out the credit cards from USAA Savings bank. Consumer reports rates them as the best credit card avaliable in the country. Also their car loans, home loans, etc.. are at least a 1/4 to 1/2 point lower than anything you can get on the open market.
Go to the website, punch in your wifes number, set up an account and look around. |
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Bluffer
Full Grown Flour Bluffian
Joined: 06 Mar 2006
Posts: 4858
Location: The Bluff...Bring back the Porch!
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| Posted: Thu Jul 24, 2008 9:31 pm Post subject: |
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| RodBreaker wrote: | |
LMAO!...Good one!
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flatstalker
Horse Mullet
Joined: 07 Mar 2006
Posts: 146
Location: Kyle, TX
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| Posted: Sat Jul 26, 2008 9:35 am Post subject: insurance |
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i switched to Progressive with my boat and saved $200 a year. I went to AIG for my car insurance (2004 GMC Yukon XL, 2007 Saturn Vue, 2008 Mazda 3i Touring Sedan) all with full coverage. they cut my rates in half! i also got better coverage with AIG. My payment for all 3 vehicles is $100 per month!
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'When I read about the evils of drinking, I gave up reading.' |
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Bayslammer
Member White Shrimper Boot Club
Joined: 07 Mar 2006
Posts: 932
Location: Baffin/ULM/Aransas
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| Posted: Sat Jul 26, 2008 10:01 am Post subject: |
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Tyler, I know you will be satisfied with USAA. Nobody wants to cover windstorm down here. Actually, I have Allstate homeowners on the house we live in and USAA on the rental. The rental has fire only, and that is unbelievebly cheap with USAA. You should consider banking with them too, you can scan checks to make deposits. They have real low rates for loans and such, and they even shop and buy for you at wholesale on vehicles and boats. If you finance, it's easy....you negotiate for lowest price and they Fed-Ex you a check for the amount after your pre-approval and after the deal is made.
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bluewave189
Finger Mullet
Joined: 11 Jan 2008
Posts: 10
Location: San Antonio, TX
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| Posted: Sat Jul 26, 2008 1:05 pm Post subject: |
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I've been with State Farm for twenty years and they have been really good to us. I have my cars and home insured through them and I have been really happy. We have made claims in the past and they have treated us really well. I can't seem to find any reason to switch to another insurance since they truly have been like a "Good Neighbor."
Good luck in your hunt for insurance. A cheap price up front may cost you later in the long run. State Farm is hard to beat in my case. USAA is here in San Antonio and I hear they have really good prices but I also have friends who deal with them and for some reason they are terrified to make a claim when they need to.
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