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More Off topic: Car Insurance
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Tue Jul 22, 2008 12:13 pm    Post subject: More Off topic: Car Insurance Reply with quote

I received quotes on home and auto insurance and looks like my current homeowners is competitive but the auto is out of whack.
Is anyone using Geico, Progressive or AAA for auto insurance?
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bk005
Member White Shrimper Boot Club


Joined: 06 Mar 2006
Posts: 511
Location: San Antonio :(

PostPosted: Tue Jul 22, 2008 12:22 pm    Post subject: Reply with quote

Geico for our auto, have been real good for the past 5 years.
Progressive for Boat, and they seem OK.
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steve78412
Flour Bluffian in training


Joined: 05 Apr 2006
Posts: 287
Location: Corpus Christi

PostPosted: Tue Jul 22, 2008 12:27 pm    Post subject: Reply with quote

We used to have Progressive for our truck and bus. We still have it for the bus, but they are pretty much the only option on a bus conversion.

Susie crashed and burned the truck near Duluth a few years ago. The other insurance company covered everything as Susie was 0% at fault. Progressive listed it as a chargeable accident for some reason, and we ended up paying a premium for that for 4 or 5 years.

We recently dumped Allstate for insurance through AARP and saved over $1000 per year. No help if you are under 50, but the AARP policy was written by Hartford. That is where I would start.

I've not had time to poke around with the homeowners, to find a company without a separate windstorm/hail policy. Susie got sick and I got busy.

Steve
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JayandCoyote
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Joined: 13 Oct 2006
Posts: 405
Location: Corpus Christi-Southside

PostPosted: Tue Jul 22, 2008 12:48 pm    Post subject: Reply with quote

I had Geico about 8 years ago and I ran my truck off a dirt road and into a fence. I thought they were fair on the claim and I got the check real quick. I had Progrssive after that and I never had any problems with them. I now have everything bundled with the homeowners through Farmers and it has been ok. Always seems to go up a little. Mad
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Bayslammer
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Joined: 07 Mar 2006
Posts: 932
Location: Baffin/ULM/Aransas

PostPosted: Tue Jul 22, 2008 12:56 pm    Post subject: Reply with quote

USAA is awesome.
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Tue Jul 22, 2008 1:02 pm    Post subject: Reply with quote

Bayslammer wrote:
USAA is awesome.


I don't really have a way in. My father in law got in using his stepdad for service affilliation.
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Damo
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Joined: 13 Mar 2006
Posts: 422
Location: San Antonio

PostPosted: Tue Jul 22, 2008 1:12 pm    Post subject: Reply with quote

I've always had good response from State Farm but have been with my agent and his group of folks for over twenty years. Don't know how much they fit into the equation.
Every time I shop it, I can't find a reason to switch.
Had someone kick in the door of my truck in the middle of the night quite a while back. They asked what happened. Told them, don't know, must have been a pack of mad flying squirrels. No problem we will fix it. Wife tried to park one of those giant conversion vans in a low roof parking garage (didn't work worth a poot). No problem, we will fix it...
I have never had a rate go up because of a problem.

Damo
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Bayslammer
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PostPosted: Tue Jul 22, 2008 1:17 pm    Post subject: Reply with quote

I've been with them (USAA) since I was 16. I use them for banking, mortgages, auto loans, insurance, retirement accounts.......everything. I have compared rates and services and there is none better that I can find. My Grandfather was retired Air Force, so I had an in. I don't know what the requirements are now. They have always been very helpful and have great rates, even after some claims. Maybe Big John can help you.

Joe
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Bwanablue
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Joined: 07 Mar 2006
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Location: knee deep

PostPosted: Tue Jul 22, 2008 1:55 pm    Post subject: Reply with quote

I've had two cars with Progressive for about 10 years and they've been very good. One of the cars is a 2004 Celica that is on its 4th engine in 2 years. It was stolen 2 years ago and the thieves abandoned it after they blew the engine. The 2nd engine locked up when my 26 year old daughter drove through high water Crying or Very sad . The 3rd engine locked up 6 months later when my 26 year old daughter drove through high water again Rolling Eyes , so it's now on engine number 4. High water to a Celica is 4-6 inches deep because the air intake is so low to the ground. At any rate Progressive has replaced 3 engines and service has been great. So far no premium increase.
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dave
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Joined: 19 Dec 2006
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Location: Corpus Christi

PostPosted: Tue Jul 22, 2008 2:07 pm    Post subject: Reply with quote

State Farm all the way. Every time I had a problem, they fixed it with no questions asked.
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Uncle D
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Joined: 14 Mar 2006
Posts: 1645
Location: Third Coast

PostPosted: Tue Jul 22, 2008 2:57 pm    Post subject: Reply with quote

We've been with allstate for about 16 yrs. We may pay a little more but have never had a single problem. This is while the kids even had 3 accidents. Fred Loya tried to screw us on a claim, so I made a call and that was the last I had to deal with it. I don't think we really over pay cause my wife is in the business and she would done something different if we were paying too much.

Don
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RodBreaker
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Location: Austin, TX

PostPosted: Tue Jul 22, 2008 3:01 pm    Post subject: Reply with quote

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Uncle D
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Joined: 14 Mar 2006
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PostPosted: Tue Jul 22, 2008 3:14 pm    Post subject: Reply with quote

Very Happy Very Happy Very Happy That's funny!
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Mad Dog
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Joined: 01 May 2006
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Location: San Antonio, Texas

PostPosted: Tue Jul 22, 2008 4:21 pm    Post subject: Reply with quote

dave wrote:
State Farm all the way. Every time I had a problem, they fixed it with no questions asked.



Ditto!
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shawn
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Joined: 02 Apr 2006
Posts: 134

PostPosted: Tue Jul 22, 2008 4:34 pm    Post subject: Reply with quote

i've had progressive for 13 years and they've always treated me good and didn't give me any problems with any of the wrecks i was in
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