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Off Topic: Homeowner's Insurance
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Thu Jun 05, 2008 10:34 am    Post subject: Off Topic: Homeowner's Insurance Reply with quote

Hurricane season is here so I thought I would toss this out.

Does anyone know of any insurance company that doesn't make you use the TWIA living here on the southside of town 78414? I have Allstate and they bailed on the windstorm last year.
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ironmanstan
Exalted Ruler of Flour Bluff


Joined: 04 Oct 2006
Posts: 12256

PostPosted: Thu Jun 05, 2008 10:48 am    Post subject: Reply with quote

Tyler, state farm dropped us last year on homeowers due to the area in which we live but another co. took my policy and now my policy is managed by statefarm , I have gov. cat pool flood, and windstorm through someone else. All i know is that it will be a bucket of worms for us to sift through if a storm hits. My boss say u might try farmers. ?
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Rock Hopper
Pony Mullet


Joined: 12 Dec 2007
Posts: 69
Location: Port Aransas

PostPosted: Thu Jun 05, 2008 11:00 am    Post subject: Reply with quote

Try Bryan Richtor, Farmers Insurance, Port A.
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Capt Mike Singleterry
Full Grown Flour Bluffian


Joined: 07 Mar 2006
Posts: 2728

PostPosted: Thu Jun 05, 2008 11:00 am    Post subject: Reply with quote

TT.....It's funny that you made this post. I am in the process of looking at all my insurance this morning. I'll let you know who has the best pricing.

Mike
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Thu Jun 05, 2008 11:16 am    Post subject: Reply with quote

Thanks, They go up on the car insurance if you dump the homeowners. I think Allstate is pretty high. I used to have Farmers but they bailed for a while and then came back.
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Capt Mike Singleterry
Full Grown Flour Bluffian


Joined: 07 Mar 2006
Posts: 2728

PostPosted: Thu Jun 05, 2008 11:32 am    Post subject: Reply with quote

TT check out this site it might be of some help
www.helpinsure.com

Mike
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o_brother
Member White Shrimper Boot Club


Joined: 06 May 2006
Posts: 830
Location: Alice, Texas

PostPosted: Thu Jun 05, 2008 3:14 pm    Post subject: Reply with quote

I have coverage with Travelers but I'm over here in Alice..

Mike
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steve78412
Flour Bluffian in training


Joined: 05 Apr 2006
Posts: 287
Location: Corpus Christi

PostPosted: Thu Jun 05, 2008 3:58 pm    Post subject: Reply with quote

My homeowners insurance came due last December and Allstate rewrote the policy with basic allstate coverage, with the addition of a TWIA policy, and Federal Flood Insurance.

BTW, My Allstate Auto insurance was $1800/year for my two beaters. AARP lowered that to $719/year for the same coverage. My homeowners policy went up $40 when I unbundled them.

Steve
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Thu Jun 05, 2008 4:23 pm    Post subject: Reply with quote

steve78412 wrote:
My homeowners insurance came due last December and Allstate rewrote the policy with basic allstate coverage, with the addition of a TWIA policy, and Federal Flood Insurance.

BTW, My Allstate Auto insurance was $1800/year for my two beaters. AARP lowered that to $719/year for the same coverage. My homeowners policy went up $40 when I unbundled them.

Steve


My car insurance is 4620 for the year with two kids (one male under 25) and four vehicles the newest being a 2003 Acura( my daughter's). Sad

I think I need to do like Capt. Mike and spend a day running a check on insurance prices.

TT
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Capt Mike Singleterry
Full Grown Flour Bluffian


Joined: 07 Mar 2006
Posts: 2728

PostPosted: Thu Jun 05, 2008 4:39 pm    Post subject: Reply with quote

TT....you could really lower your rates by just giving the kids away. Very Happy

So far I've saved $351.00 on auto (2 vehicles)
and I'm having my home owners quoted tonight. Looks like I can save about $600.00 a year on homeowners/windstorm/flood.

Hell TT that's almost a grand by with just one phone call. Belive me I'm going to make more than one phone call for quotes. I really think Allstate is the highest around, I have them now but don't plan to have them long Very Happy

Mike
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Tyler
Site Admin


Joined: 06 Mar 2006
Posts: 12865

PostPosted: Thu Jun 05, 2008 5:00 pm    Post subject: Reply with quote

Capt Mike Singleterry wrote:
TT....you could really lower your rates by just giving the kids away. Very Happy


Hell I'd trade em for the Geico Cavemen. I bet they don't eat as much as Bryan and cavemen don't go to college. Smile
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funmeters1
Flour Bluffian in training


Joined: 06 Mar 2006
Posts: 319

PostPosted: Thu Jun 05, 2008 6:33 pm    Post subject: Reply with quote

Try Molly at Brooke Insurance on the Island 949-7474. I pay $3257 for my 3 policies.
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Big John
Full Grown Flour Bluffian


Joined: 07 Mar 2006
Posts: 2647

PostPosted: Thu Jun 05, 2008 9:37 pm    Post subject: Reply with quote

Wow. I was with Allstate, paid $225 per month for renters and basic car. Then was with State Farm because it dropped to $180 but still just basic coverages. Now I only pay a total of $131 a month for for all my insurance and all the policies have the highest coverage available. Very Happy

Not allowed to post who I work for anymore, but if you are in the military you know where to go. Cool
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Bluffer
Full Grown Flour Bluffian


Joined: 06 Mar 2006
Posts: 4858
Location: The Bluff...Bring back the Porch!

PostPosted: Thu Jun 05, 2008 10:28 pm    Post subject: Reply with quote

How bout Flood insurance? I didnt get it. If flooded here will be wind damage prior or also.
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BlueWaveEd
Horse Mullet


Joined: 18 May 2006
Posts: 132

PostPosted: Fri Jun 06, 2008 6:58 am    Post subject: Reply with quote

Bluffer - On the flood insurance. If I lived in Flour Bluff I would have Flood Insurance. Remember what the folks in Mississippi went through on that topic. I believe some of the lawsuits are still in court. I would not want to argue about whether the damage was flood or wind. It's broke pay to fix it is the only discussion i would want to have with the adjuster. Now just how big a check are you going to write me is all my adjuster would hear.
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